Overview of Australian Home Insurance and Property Insurance
Home insurance and property insurance provide protection for your house and property in the event of damage, destruction or theft. Our team of insurance managers will design a suitable insurance plan for you according to your individual needs.
Why choose home insurance and property insurance
- Full protection: Protect your house and belongings in the event of natural disasters, accidents or theft.
- Legal liability protection: Provide legal liability protection in the event of injury, death or property damage to others on your property.
Coverage of housing insurance and property insurance
- Additional insurance amount: An additional insurance amount of up to 30% of the total insured amount can be provided to cover the cost of reconstruction.
- Accident protection: Covers accidents such as floods, fires, explosions, etc.
- Disaster protection: Covers natural disasters such as earthquakes, tsunamis, and storms.
- Theft and malicious damage: Protect you from losses caused by theft, burglaries or vandalism.
- Liability insurance: Provide liability insurance of up to 30 million Australian dollars.
- Accommodation costs: When it is necessary to move away for repair or reconstruction, provide additional accommodation costs.
Insurance application process
- Fill in the information: Provide personal information, housing and property details.
- Choose an insurance product: Choose the appropriate insurance according to your needs.
- Submit application: Our insurance manager will help you fill out and submit the application.
- Accept insurance contract: After the review is passed, you will receive the policy and contract.
- Periodic review: We recommend that the policy be reviewed regularly to ensure that it meets your current needs.
Materials required for claims
- Claim application form
- Lost or damaged photos
- Related reports (such as police or fire alarm reports)
- Estimate repair or replacement costs
- Other related documents
Advice when choosing insurance
- Consider higher insurance declaration fees to reduce insurance premiums
- Make sure all valuables are listed accurately
- Keep purchase records/receipts
- Read the insurance terms carefully
- Regularly review insurance plans
Precautions
The specific scope and protection content of insurance may vary depending on the insurance company and the specific insurance plan. It is recommended to read the insurance terms and conditions carefully to ensure that you understand your specific insurance coverage. If you have any questions, our team of insurance managers is ready to help you.
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