Introduction to Luxury car insurance

Luxury car insurance is designed to protect your high-end car and covers third-party losses caused by accidental damage, theft or accidents. We provide flexible insurance plans, including fixed-value insurance or market-value insurance options, and customize insurance strategies according to your specific needs.

The importance of luxury car insurance

Luxury car insurance not only provides repair or full compensation in the event of an accident with your car, but also covers the case of vehicle theft. Compared with insurance that only covers third-party property damage, luxury car insurance provides more comprehensive protection to ensure that you and your car are protected from financial losses.

Coverage of luxury car insurance

  • Vehicle damage or theft: Provide comprehensive protection for vehicle repair or compensation.
  • Damage to a third-party vehicle: Pay for damage to other people's vehicles caused by your responsibility.
  • Car rental service: Provide up to 14 days of alternative vehicle use when the car is stolen.
  • Key replacement or recoding: Provide key service when the car is stolen.
  • Car loan protection: Provide protection for the difference in your vehicle loan when your car is scrapped.
  • Replacement of new car: Provide replacement vehicles of the same brand and model for new vehicles that will be scrapped within three years.
  • Legal liability: Provide liability insurance of up to 30 million Australian dollars.
  • Replacement vehicle insurance: Automatically enjoy 21 days of insurance.
  • Repair quality assurance: Ensure the materials and craftsmanship of authorized auto repair plants.
  • Windshield replacement: Free windshield replacement service every year.
  • Car rental service after the accident: Provide car rental services after the accident, eliminating additional fees.

Situations not covered by luxury car insurance

  • Driving without a license: Damage caused by the operation of the vehicle by an unlicensed driver.
  • Drunk driving or under the influence of drugs: Damage caused by driving under the influence of alcohol or drugs.
  • Racing or competition activities: Damage caused during racing activities or competitions.

Suggestions for choosing luxury car insurance

  • Choose the right insurance product: Our insurance manager will choose the right insurance product for you according to your needs.
  • Read the insurance terms: Make sure to understand the specific scope and protection content of the insurance.
  • Regularly review insurance plans: Regularly update the insurance plan to meet your current needs.

summary

Our luxury car insurance provides a full range of protection to ensure your car and financial safety. If you have any questions about insurance, our team of experienced insurance managers is always ready to provide you with detailed explanations and suggestions.

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